Do you have a plan to fail? Probably not. You’ve probably never designed a strategy to lose your job. You’ve probably never made a plan to develop heart disease or gain weight. You haven’t made a plan to run out of money or get into a lot of debt. You probably don’t have a plan to dissolve a marriage or ruin a relationship. You’ve never crafted a strategy to end up alone, broke and unhappy. Deterioration and degradation don’t require a plan. They happen naturally. The nicest, most expensive sportscar will break down if not properly cared for and maintained. The purest gold will gradually tarnish and lose its shine. The finest home will eventually show peeled paint, weathered wood and cracks in the foundation. Decay and decline are the natural progressions of life unless acted on by an outside force, proactively reversing or halting the process. You probably don’t have a plan to fail, but do you have a plan not to?